Call or Text • 573-363-3322

Finance / Protection Plans

Quick, simple, competitive financing and flexible protection plans — all in one place. We’ll help you drive home confident in both your payment and your coverage.

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Finance

Financing That Works Like Our Cars: Straightforward.

As a high-volume dealer, we’ve closed thousands of deals with top lenders. That means strong approvals, competitive rates, and a process built to respect your time.

Competitive Rates and Protection Plans
Access to leading national & local lenders
Streamlined online application & fast decisions
Simple Process

Bring Us the Car, We’ll Help With the Numbers.

Whether you’re local or driving in from out of town, our team can walk you through approvals, down payments, and any protection plans you’re considering — before you ever make the trip.

Payment & Wire Instructions ▾

ReCar LLC

160 County Hwy 332

Benton, Missouri 63736

Cash, Check & Wire

We accept full payment by cash, certified check, or bank wire.

Wire Instructions

Southern Bank

3168 William Street

Cape Girardeau, MO 63703

Routing #: 281573259
Account #: 151009438

Questions about sending a payment? Call or text 573-363-3322 or email info@recar.com.

1

Find

Choose your vehicle from our online inventory or on the lot.

2

Apply

Complete a quick online credit application or apply in-store.

3

Drive Away

Finalize paperwork and head home in your new ride — often the same day.

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Protection Plans

Protection Plans That Travel With You.

Prefer extra peace of mind? We partner with trusted extended coverage providers so you can choose a plan that fits how, where, and how far you drive. Most plans are honored at any ASE-certified repair facility or dealership across the U.S.

Popular Coverage Packages

3 YEAR / 50,000 MILES

3-Year / 50,000-Mile Plan

Includes maintenance coverage with contracts up to 36 months / 50,000 miles.

Estimated range: $2,500 – $3,500

Final price depends on age, make, model & mileage.

5 YEAR / 100,000 MILES

5-Year / 100,000-Mile Plan

Longer-term protection designed for higher-mileage ownership.

Estimated range: $3,500 – $5,500

Based on vehicle specifics and selected coverage tier.

HIGHLINE / EXOTIC

10K–20K Coverage (Highline / Exotic)

1–5 year contracts with coverage up to $20,000 in approved repairs.

Estimated range: $4,000 – $6,500

Ideal for highline and exotic vehicles.

Included Maintenance & Benefits

  • Oil & filter changes with fluid top-off (up to 3 per year)
  • Brake pad/shoe replacement (front & rear)
  • 24/7/365 roadside assistance
  • Battery replacement or credit towards battery of choice
  • Annual tire rotation & alignment check
  • Annual safety diagnostic & inspection
  • Front wiper blade replacement
  • Discounts on 30k / 60k / 90k manufacturer services
  • Cooling system maintenance

In most cases, maintenance benefits can be used at new or used car dealers or full-service lube retailers. See contract terms for eligible locations.

Coverage Levels at a Glance

Powertrain Coverage Engine, transmission, drive axle assembly, transfer case, cooling system components and select fuel system parts. Great for core mechanical protection.
Bronze Coverage Powertrain plus additional components in cooling, A/C, steering, suspension, brakes, electrical, fuel system and more. Includes rental car benefits on covered claims.
Silver Coverage Builds on Bronze with expanded cooling, electrical, brake and fuel components, plus additional seals & gaskets.
Gold Exclusionary Coverage Our most comprehensive option — covers nearly all factory-installed mechanical and electrical components except for items specifically listed as exclusions in the contract (wear items, cosmetic components, etc.).
10K+ Coverage (1–5 Year Contracts) Enhanced protection including many highline and exotic vehicles, with up to $20,000 in total coverage for approved repairs.

All of our service contracts include our maintenance program. For mechanical issues, most plans allow you to visit any ASE-certified repair shop. Coverage, availability and limits vary by plan and state.

Talk to Our Finance & Protection Team Request Coverage Details by Email

All pricing examples and descriptions above are for general informational purposes only and do not replace the terms of your actual service contract. For complete details on coverage, limitations, exclusions, and state availability, please review your contract documents or contact ReCar prior to purchase.