Can You Insure a Rebuilt Title Car?
Yes — many insurance companies offer coverage for rebuilt title, branded-title and damage-history vehicles, and plenty of our buyers carry full coverage on them.
Can you get full coverage?
Many buyers do. Comprehensive and collision coverage on a branded-title vehicle comes down to the individual insurer's underwriting, so no dealer can guarantee a specific carrier's decision — that's between you and them. What we can tell you is that it happens routinely, and that the way to remove the guesswork is to confirm coverage before you finalize the purchase.
How do you get a quote?
Give your insurance agent the VIN and tell them the title status upfront. With those two things they can confirm exactly what coverage you'll have — liability, comprehensive, collision — and what it will cost. Specifics vary by insurer, vehicle, title type and state, so a quick call before you buy is worth it every time.
What if an insurer pushes back?
Let us know. Some carriers regularly insure branded-title and damage-history vehicles, and we can point you toward companies that handle them all the time. One insurer's no is not the market's answer.
Where does the money side fit?
Insurance is one of the two questions out-of-state and first-time branded-title buyers ask most — the other is financing, and the answer there is also yes. Our financing and protection plans page covers both, and the FAQ answers on insuring a branded-title vehicle and full coverage give the short versions. When you're ready, browse the rebuilt title inventory with the VIN handy for your agent.