Financing and Protection Plans

Absolutely. We've spent nearly a decade building relationships with local and nationwide lenders who understand rebuilt and damage-history vehicles, so financing one isn't a special case for us, it's most of what we do. Because we run this volume through those lenders every day, we've earned pricing and terms that a one-off buyer walking into their own bank usually can't get on their own, and we pass that along on rebuilt title and damage-history vehicles just like we do on clean titles.

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Not necessarily, and this is exactly where our lender relationships pay off. Rate comes down to the lender and your credit profile, not just the title status on its own. Some lenders treat rebuilt title and damage-history vehicles the same as any other used vehicle, while others apply stricter guidelines for these vehicles.

Because we've spent nearly a decade working with lenders who actively finance rebuilt title and damage-history vehicles, we're able to match you with lenders who already understand these vehicles.

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Yes, many insurance companies offer coverage for branded-title and damage-history vehicles. The specifics, like liability, comprehensive, and collision coverage, can vary by insurer, vehicle, title type, and state, so it's worth a quick call before you buy. Give your insurance agent the VIN and let them know the title status, and they can confirm exactly what coverage you'll have and what it'll cost. If you run into an insurer that pushes back, let us know, we can point you toward companies that regularly insure vehicles like these.

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Yes, many buyers get full coverage on branded-title and damage-history vehicles, though we can't guarantee any specific carrier's underwriting decision since that's between you and them. As with the last question, give your insurance agent the VIN and title status upfront so they can confirm comprehensive and collision coverage before you finalize your purchase, and let us know if you need pointed toward a carrier that handles these vehicles regularly.

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Yes, it's highly encouraged. Think of it as an extension of your factory warranty. A factory warranty comes free with certain vehicles from the manufacturer, while a service contract is something we charge for, since it's a separate product we purchase on your behalf to extend that protection once factory coverage doesn't apply or runs out.

Given our volume and years in the business, we've built relationships with providers who offer strong coverage at competitive rates, and who we hold accountable when it's time to pay a claim. We stand behind every protection plan we sell. Ask your sales representative what's available for your specific vehicle.

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